WISHGAIN LLC

KYC verification is required only for users who receive payments through the Wishgain platform.

These users are defined as Content Creators or Gift List Owners who create gift lists and receive funds from gifts sent by other users.

Users who only send gifts or make purchases on the platform are not required to complete KYC verification, as they do not receive payouts.

Creators who wish to receive payouts must provide accurate identification information during the verification process.

The following information may be collected:

• Full legal name
• Date of birth
• Country of residence
• Email address
• Phone number
• Government-issued identification document (passport, national ID, or driver's license)

Users must ensure that the information provided is accurate and up to date.

Before enabling full payout functionality, Wishgain may verify creator identities using one or more of the following methods:

• Government-issued ID verification
• Selfie or facial verification
• Email verification
• Phone number verification (OTP)

Wishgain reserves the right to request additional documentation if required for compliance or risk assessment purposes.

To receive payouts through the Wishgain platform, creators are required to complete the KYC verification process.

In some cases, creators may be allowed limited access to payout functionality while completing the identity verification process. During this period, certain restrictions, transaction limits, or monitoring measures may apply.

Full payout functionality becomes available once the verification process has been successfully completed.

Wishgain reserves the right to restrict or suspend payout access until identity verification requirements are satisfied.

Wishgain monitors platform activity to detect unusual or potentially suspicious behavior.

This monitoring may include:

• Unusual gift or transaction patterns
• Rapid withdrawal activity
• Behavior associated with fraudulent activity

Accounts flagged for suspicious activity may be temporarily restricted while the activity is reviewed.

Wishgain may screen verified users against international sanctions and watchlists, including but not limited to:

• OFAC Sanctions List
• European Union Sanctions List
• United Nations Sanctions List

Users associated with sanctioned individuals or entities may be restricted from receiving payouts.

If suspicious activity is detected, Wishgain reserves the right to:

• Temporarily suspend the account
• Request additional verification documents
• Restrict withdrawals
• Permanently terminate the account where necessary

Wishgain reserves the right to suspend or terminate accounts that:

• Provide false or misleading information
• Fail to complete the required verification process
• Engage in fraudulent, abusive, or illegal activities
• Violate the platform's Terms of Service